Expert tips, strategies, and insights to help you master your finances and achieve your financial goals
Spreadsheets weren't built for managing money. Budget Hub brings income, expenses, savings goals, and investments together in one simple platform, designed specifically for South Africans.
Data and airtime feel small until you add them up. Here is where the money goes, why bigger bundles cost less per gigabyte, what ICASA's new rules will change, and how to cut the bill without going offline.
Living paycheque to paycheque is usually a system problem, not a discipline problem. Here is how to measure your monthly gap, see what credit really costs you, and close it step by step.
Fund fees are quoted in fractions of a percent, which makes them sound trivial. Over twenty years they are not. Here is how to read the TER, the transaction cost and the effective annual cost, and what the gap is worth.
School fees are predictable, yet January still catches families out. Here is how to work out the full annual cost, save it monthly, and what the fee exemption rules say if the numbers do not work.
Hair, nails, gym and grooming are recurring costs, not surprises. Here is how to price your routine, set an allowance, and stop it quietly eating your salary.
A TFSA taxes you before you invest and an RA taxes you after. Here is how to decide which one gets your next rand, with 2026/27 limits and worked numbers.
Petrol passed R30 a litre on 7 October, and last December's peak fares were close to R6,000 return to Cape Town. Here is what a South African holiday really costs and how to budget it before you book.
Two proven ways to clear several debts at once: one built for motivation, one built for maths. With real South African rate ceilings and a worked example, here is how to pick between them.
Capital gains tax is not a separate tax with its own rate, and the most you can pay is 18% of the gain. The exclusions changed on 1 March 2026, so the year you sold in decides which figures apply.