See exactly where every rand goes

Track your spending, set savings goals, and get a clear monthly picture of your money — in Rands, built around how South Africans actually budget.

Start Free See How It Works

Built for How South Africans Actually Budget

The tools you need, without the complexity you don't

Dashboard

See your full financial picture at a glance. Income, expenses, and savings in one clean, real-time overview.

Bank Statement Import

Upload your Capitec, FNB, Nedbank, or ABSA statement and every transaction is sorted into categories automatically.

Smart Goal Tracking

Set a savings goal and see exactly when you'll hit it. Milestones, achievements, and progress that keeps you going.

Also included
  • Spending analytics & monthly trends
  • Subscription tracker with due dates
  • Investment tracking across asset types
  • PDF reports for loans, tax, or your records
  • Installs on your phone — no app store needed
  • Receipt scanning that captures the details

See Budget Hub in Action

A quick look at what you'll get from day one

Budget Hub Dashboard

Complete Financial Overview

Get real-time insights into your income, expenses, and savings. Track trends across 6 months with beautiful visualizations.

Real-time financial tracking
6-month trend analysis
Visual charts and graphs
Category breakdown

Free forever. R79 when you want more.

Start free. Upgrade when you're ready.

Free

Essential tools to get started

R 0 /month
  • Income & expense tracking
  • Up to 3 savings goals
  • Up to 3 investments
  • Up to 5 tracked subscriptions
  • 1 bank statement upload/month (50 transactions)
  • 2 PDF report downloads/month
  • 10 AI insights/month
  • 3 receipt scans/month
  • Analytics dashboard
  • Mobile-friendly dashboard
Get Started Free
Most Popular

Individual

Perfect for personal finance mastery

R 79 /month
  • Everything in Free, plus:
  • Unlimited savings goals
  • Unlimited investments
  • Unlimited subscription tracking
  • Unlimited bank statement uploads
  • Unlimited PDF reports
  • Unlimited AI insights
  • Unlimited receipt scans
  • Full analytics & trends
Start Individual Plan
Secure payments powered by PayFast

Calculate Your Savings Potential

Plug in your numbers and see what's possible

20%
Current Savings
R10,000
(33.3%)
Target Savings
R6,000
(20%)
100%
Annual Impact
R72,000

Great job! You're already saving above the target. Keep it up to reach your financial goals faster!

Track this for real — start free
Free · No sign-up

Can you survive the month?

Budget a South African salary in Rands, weather the curveballs — a car breakdown, family contributions, load-shedding spoiling the groceries — and build an emergency fund. It's a game, but it teaches the real thing.

Play Survive the Month
🎮 Play free in your browser 📱 Works on your phone 💾 Saves your progress

Finally, a budgeting app people actually use

Trusted by 100+ South Africans and growing

"I never really knew where my money was going each month. Budget Hub made it super easy to see everything in one place and I've already started saving more."

TM
Thabo Mokwena
Teacher, Johannesburg

"The PDF reports are so clear. I actually look forward to checking my spending each month now, which is something I never thought I'd say!"

SN
Sarah Naidoo
Entrepreneur, Durban

"I've tried a few budgeting apps before but they were all too complicated. This one just works and it's actually easy to stick with."

JV
Johan van der Merwe
Engineer, Cape Town

Frequently Asked Questions

Quick answers before you sign up

Is Budget Hub free?
Yes! There's a free plan that gives you the basics like tracking your spending and setting up to 3 savings goals. If you want more features like unlimited goals, detailed reports, and the personal assistant, paid plans start at R79/month.
Can I upload my bank statements?
Yes! Upload your bank statements and Budget Hub will read them and sort your transactions into categories automatically.
Do I need to know about finance to use this?
Not at all. Budget Hub is built to be simple and easy to understand. Everything is laid out clearly so you can see where your money goes without needing any background in finance.
Can I download my data?
Yes, you can download PDF reports of your spending anytime. They're easy to read and great for keeping your own records or sharing with anyone who needs to see them.
What is the Personal Assistant?
It's a smart helper built into Budget Hub that looks at your spending, savings, and goals, then gives you simple tips and alerts to help you stay on track. Think of it as a friendly nudge that spots things you might miss, like overspending in a category or being close to hitting a savings goal.
What makes Budget Hub different from other apps?
Budget Hub goes beyond basic budgeting. You can set savings goals and track your progress over time, log your investments to see how your portfolio is performing, and use built-in analytics to spot spending trends and understand where your money actually goes each month.

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